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Spandana Sphoorty Financial Ltd
Galaxy, Wing B, 16th Floor,,
Plot No.1, Sy No 83/1, Hyderabad Knowled
Phone: (880) 203-5220p:880 203-5220 HYDERABAD, 500081  India Ticker: SPANDANASPANDANA
Business Summary
Spandana Sphoorty Financial Limited is an India-based rural-focused non-banking financial company. The Company is a microfinance lender (NBFC-MFI) with a geographically diversified presence in India. It offers loans under the joint liability group (JLG) model, to women from low-income households in rural areas. The Company's product categories include JLG-based microfinance, Loan Against Property (LAP), Nano Enterprise Loans, and Individual Loans. Its JLG-based micro-loans are its flagship product and specifically designed for women entrepreneurs. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating, or expanding office space. Its Nano Enterprise Loans are specifically for micro and small business owners, providing unsecured financing. Its Individual Loans cater to small entrepreneurs and individuals. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan.
(Source: Company's Website)

Scores and Ratings
FRISK®
Score		 Z''
Score		 PAYCE®
Score		 DBT
Index		 Moody's
Rating		 Fitch
Rating		 DBRS
Rating
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Financials, News and Filings
Latest
Statement		 Last
Audit
News		 SEC
Filings		 Bankruptcy
Filings		 Suit &
Judgment
Filings		 Tax
Lien
Filings
3/31/20263/31/2025Yes----

Industries
SIC Code Description
6141 Personal credit institutions
6163 Loan brokers
6289 Services allied with the exchange of securities or commodities

Officers and Directors

Title
Name
Age		 Title
Date		 Start
Date
Non-Executive Independent Chairman of the Board AbantiMitra 47 11/22/2021 8/24/2017
President, Chief Financial Officer Ashish K.Damani 11/27/2025 3/19/2022
Chief Executive Officer, Managing Director VenkateshKrishnan 11/27/2025 11/27/2025
12 additional Officers and Directors records available in full report.

Business Names
Business Name
542759
SPANDANA
Spandana Sphoorty Financial Ltd.

General Information
Number of Employees: 16,454 (As of 3/31/2025)
Outstanding Shares: 71,305,144 (As of 3/31/2026)
Shareholders: 128,753
Stock Exchange: NSE


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Tuesday, May 19, 2026